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Blog: Blog2

TRIO alternative payments for everyone.

Updated: Mar 15

In my preceding communications, I have elucidated the robust security measures inherent in the TRIO ecosystem, assuring freedom from theft and fraudulent activities. However, an equally vital aspect of TRIO's functionality pertains to its user-friendliness across several pivotal domains:

  1. Onboarding: The process of seamlessly integrating new users into the TRIO ecosystem.

  2. Backup: Ensuring the safeguarding of critical wallet data.

  3. Offboarding: Facilitating user transitions when they opt to discontinue TRIO services.

  4. Inheritance: Addressing the unique considerations for the transfer of assets in the event of a user's passing.

Onboarding encompasses the following essential steps:

  1. Accepting EULA (End-User License Agreement): Users must agree to the terms and conditions governing TRIO usage.

  2. Authentication via Facebook Login: Authorization is required to access personal information, thereby confirming the user's identity.

  3. KYC-Compliant Digital Identity Verification: This process involves comprehensive identity validation, including the submission of a selfie and government-issued document uploads.

Upon successful completion of the onboarding process, users receive an email invitation to download the TRIO wallet and the TRIO identity authenticator, ensuring a smooth initiation into the TRIO ecosystem. Backup constitutes a critical component of the TRIO framework. In contrast to some competitors who advocate offline storage of wallet credentials in a presumably secure location, our approach differs significantly. We strongly advocate that users create a backup wallet immediately. For example, a user may initiate a wallet creation process on a personal computer utilizing any Chromium-based browser. Subsequently, the wallet seed phrase can be exported to an Android device employing the Kiwi browser, thereby generating a secure backup wallet. This method empowers users to regain access to their assets even in situations where the original seed phrase is misplaced, eliminating the risk of unauthorized access to wallet credentials. Our approach to backup instils confidence, assuring users that their wallet credentials are well-protected against theft or loss. Should a user decide to discontinue their utilization of TRIO services while retaining tokens within their account, they are required to undertake the following steps:

  1. Expenditure of TRIO Tokens: Users must utilize their TRIO tokens for transactions or other purposes.

  2. Transfer of ERC-20 Tokens: Users are encouraged to transfer any additional ERC-20 tokens from unhosted wallets (whether hot or cold) to the TRIO Imported Account, ensuring a seamless offboarding process that leaves no loose ends.

The topic of Inheritance introduces a unique challenge for unhosted wallets. Some competitors advocate sharing access to private keys with potential heirs, thereby introducing vulnerabilities to the user's assets. TRIO, on the other hand, maintains a robust no-backdoor policy, ensuring that only the account holder retains access to their funds. In lieu of the conventional approach, TRIO users have the option to designate a beneficiary (another TRIO user) in their will. Upon the account holder's passing, TRIO tokens are extinguished from the deceased account and subsequently minted in the beneficiary's account, seamlessly transferring ownership without compromising security. In summary, TRIO not only prioritizes security but also offers an intuitive and secure user experience across onboarding, backup, offboarding, and inheritance, safeguarding user assets while facilitating their smooth interaction with the platform.

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